Critical Illness / Dread Disease Cover

Insuring for critical illness needs to happen as young as possible since this is frequently the first type of insurance that Insurers will either outright decline or place loadings and exclusions on as soon as you develop any health related problems.
65% of policy holders that have this kind of benefit end up claiming against it. You thus have a much better chance of claiming against this insurance than not.
Don’t end up being one of those people who want to apply for critical illness cover once they have had their first health scare and it becomes unaffordable or outright impossible to get.

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